How WizBiz Can Help You Get a Loan Against Property

**WizBiz Solution:** Our LAP specialists evaluate your property, prepare a strong application with complete legal documentation, and negotiate with lenders for the highest LTV and lowest rate.

**Step-by-Step Process:**

1. **Property Evaluation** — Free assessment of your property's market value

2. **Document Verification** — Legal check of all property documents

3. **Lender Comparison** — Best offers from banks and NBFCs

4. **Application Filing** — Complete application with all verified documents

5. **Valuation & Legal** — Coordinate with lender's valuation and legal team

6. **Disbursement** — Track until funds are credited

## Documents Required

- Property title deed and sale agreement

- Occupancy certificate

- Tax receipts and maintenance bills

- Identity and address proof (PAN, Aadhaar)

- Income proof (ITR, salary slips, bank statements)

- Business financials (for self-employed)

- Existing loan statements (if applicable)

- No-objection certificate from society/builder

## Benefits

**Why Choose WizBiz for Loan Against Property?**

✅ **Maximum LTV** — We negotiate for the highest loan-to-value ratio

✅ **Lowest Interest Rates** — 8.5% p.a. onwards through our lender network

✅ **Legal Expertise** — Complete title verification and document preparation

✅ **Higher Loan Amounts** — Up to ₹10 crore based on property value

✅ **Flexible Tenure** — Up to 15 years repayment period

✅ **Multiple Property Types** — Residential, commercial, and industrial properties