Sell Your Indian Property Without the Tax Headache
NRI Services
How WizBiz Can Help You Handle NRI Property Tax
Selling or renting Indian property as an NRI triggers complex tax rules. WizBiz handles TDS, capital gains, and compliance so you don't lose money to penalties.
NRI Property Tax Filing | TDS on NRI Property Sale | WizBiz
NRI Property Tax, TDS on Property, Section 197, Capital Gains, NRI Rental Income, Form 15CA, Form 15CB
WizBiz Team
Problem
**The Problem:** When an NRI sells property in India, the buyer must deduct TDS at 20% (plus surcharge) under Section 194IA. NRIs need a lower TDS certificate under Section 197 to reduce this to 10-15%. Rental income from Indian property is taxed at higher NRI rates. Capital gains exemptions (Section 54, 54F) require specific reinvestment timelines.
**Common NRI Property Tax Issues:**
- 20% TDS on sale proceeds without lower deduction certificate
- Higher TDS on rental income (30% vs 10% for residents)
- Difficulty claiming capital gains exemption
- Repatriation of sale proceeds without proper documentation
- Non-disclosure of Indian property in foreign tax returns
Solution
**WizBiz Solution:** Our NRI property tax team handles the complete lifecycle — from obtaining lower TDS certificates before sale to filing capital gains returns and managing rental income compliance.
**Step-by-Step Process:**
1. **Pre-Sale Planning** — Apply for Section 197 certificate for lower TDS deduction
2. **Sale Coordination** — Work with buyer to ensure correct TDS compliance
3. **Capital Gains Planning** — Advise on Section 54/54F/54EC investments
4. **Rental Income Management** — Filing rental returns with proper TDS credit
5. **Repatriation Support** — Form 15CA/15CB for fund repatriation
6. **Ongoing Compliance** — Annual filing and property tax management
Detailed explanation
**WizBiz Solution:** Our NRI property tax team handles the complete lifecycle — from obtaining lower TDS certificates before sale to filing capital gains returns and managing rental income compliance.
**Step-by-Step Process:**
1. **Pre-Sale Planning** — Apply for Section 197 certificate for lower TDS deduction
2. **Sale Coordination** — Work with buyer to ensure correct TDS compliance
3. **Capital Gains Planning** — Advise on Section 54/54F/54EC investments
4. **Rental Income Management** — Filing rental returns with proper TDS credit
5. **Repatriation Support** — Form 15CA/15CB for fund repatriation
6. **Ongoing Compliance** — Annual filing and property tax management
## Documents Required
- PAN card (Indian)
- Passport and visa/work permit
- Property sale deed and purchase documents
- Buyer details (PAN, address)
- TDS certificates from buyer/seller
- Bank account details (NRO/NRE)
- Capital gains calculation with indexation
- 54EC bond investment proof (if applicable)
- Form 15CA/15CB for repatriation
## Benefits
**Why Choose WizBiz for NRI Property Tax?**
✅ **Lower TDS Certificate** — Save 10%+ on TDS by getting Section 197 certificate
✅ **Capital Gains Expertise** — Proper indexation and exemption planning
✅ **Repatriation Made Easy** — Complete Form 15CA/15CB support
✅ **Rental Income Compliance** — Proper filing at correct NRI tax rates
✅ **Remote Service** — Handle everything from abroad
✅ **End-to-End** — From pre-sale planning to post-sale compliance
Benefits
**Why Choose WizBiz for NRI Property Tax?**
✅ **Lower TDS Certificate** — Save 10%+ on TDS by getting Section 197 certificate
✅ **Capital Gains Expertise** — Proper indexation and exemption planning
✅ **Repatriation Made Easy** — Complete Form 15CA/15CB support
✅ **Rental Income Compliance** — Proper filing at correct NRI tax rates
✅ **Remote Service** — Handle everything from abroad
✅ **End-to-End** — From pre-sale planning to post-sale compliance
Document required
- PAN card (Indian)
- Passport and visa/work permit
- Property sale deed and purchase documents
- Buyer details (PAN, address)
- TDS certificates from buyer/seller
- Bank account details (NRO/NRE)
- Capital gains calculation with indexation
- 54EC bond investment proof (if applicable)
- Form 15CA/15CB for repatriation
Progressing time
Section 197 certificate: 15-30 days; Capital gains planning: 3-5 days before sale
