Business Finance Solutions for MSMEs & Startups
WizBiz offers comprehensive business finance solutions tailored for MSMEs and startups across India. From working capital loans to invoice discounting.
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Loans Made Simple, GST Filing, Income Tax Services, Credit Cards, Mutual Funds
MSME finance, startup funding, business loan India, working capital loan, equipment financing
WizBiz Team
India's MSME sector contributes nearly 30% to GDP. WizBiz bridges the credit gap with a comprehensive suite of financial products.
Our platform integrates with GST returns and bank statements for pre-approved limits from ₹50,000 to ₹5 crore.
Quick approvals within 24 hours
Minimal documentation
Competitive interest rates from 10.5% p.a.
Flexible tenures from 6 to 60 months
No collateral required
Dedicated relationship manager
Working capital loans up to ₹2 crore
Equipment and machinery financing
Invoice discounting up to 90%
Business term loans up to ₹5 crore
Startup funding for registered startups
Fill 3-minute online application
Upload GST returns and KYC
AI-powered instant decision
E-sign loan agreement
Receive funds within 24-48 hours
Q: Minimum turnover required?
A: ₹10 lakh for most products. Startup funding available even without significant revenue.
Q: Can I apply if business is under 1 year?
A: Yes, specialized startup funding for businesses registered for at least 6 months.
Q: Required documents?
A: Aadhaar, PAN, GST registration, 6 months bank statements, 2 years IT returns.
Q: How long for disbursal?
A: 24-48 hours after signing agreement. Pre-approved customers in 4-6 hours.
Q: Is collateral required?
A: Many products are unsecured. Larger loans above ₹1 crore may require collateral.
Q: Can I prepay?
A: Yes, zero prepayment charges on floating rate loans.
Q: What if I have low CIBIL?
A: We evaluate GST returns and digital transaction history.
Q: How are interest rates determined?
A: Based on vintage, turnover, credit score, amount, and tenure.
