Credit Cards Made Easy | Compare & Apply
WizBiz Credit Cards Made Easy helps you compare 200+ credit cards from India's leading banks. Smart recommendations based on your spending.
Find Your Ideal Credit Card
Compare 200+ cards. Exclusive WizBiz benefits.
Loans, Mutual Funds, Insurance, Business Finance, Income Tax
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WizBiz Team
WizBiz Credit Cards Made Easy matches you with the perfect card based on your spending habits. 200+ cards from HDFC, ICICI, SBI, Axis, American Express.
Exclusive welcome benefits and instant e-KYC - no branch visits.
Smart matching based on spending
Compare 200+ cards
Exclusive welcome offers
Instant e-KYC
Approval tracking
Smart card manager dashboard
Card comparison engine
Rewards-optimized matching
Premium and lifestyle cards
Travel cards with lounge access
Cashback and fuel cards
Tell us your spending habits
View personalized recommendations
Compare shortlisted cards
Apply with pre-filled details
Track and manage from dashboard
Q: Minimum income required?
A: ₹3-6 lakh for salaried, ₹4-8 lakh for self-employed. Premium cards may require ₹18 lakh+.
Q: Will checking affect credit score?
A: No, soft inquiry does not impact CIBIL.
Q: Cashback vs rewards card?
A: Cashback gives direct statement credit. Rewards give points redeemable for travel or merchandise.
Q: Delivery time?
A: 5-7 business days. Some issuers offer instant digital cards.
Q: Can I apply with no credit history?
A: Yes, entry-level and FD-backed cards available.
Q: Joining and annual fees?
A: From zero to ₹50,000+. Many waive fees on spending threshold.
Q: Multiple cards?
A: Yes, most people hold 2-4 cards for different categories.
Q: Missed payment penalty?
A: ₹500-₹1,500 plus 36-42% annual interest. Set up auto-pay.
